by Patrix |
Apple has introduced yet another innovative feature to its arsenal of financial services, the Apple Card savings account. This feature is exclusive to Apple Card users and offers a high-yield savings account through its partnership with Goldman Sachs. The savings account is aimed at helping users save money more efficiently and conveniently, all while earning competitive interest rates.
One of the most significant benefits of the Apple Card savings account is the high interest rate it offers. Currently, the account provides a 4.15% APY, which is much higher than the national average for savings accounts, making it a more attractive option for users who want to grow their money without taking on excessive risk. Additionally, the savings account provides the opportunity to earn interest on the Daily Cash cashback balance and other deposited money, adding an extra layer of profitability.
The integration of the savings account with the Wallet app on the iPhone is another standout feature. This integration provides users with a seamless experience when managing their savings, with the ability to monitor their balance, transfer funds, and track their savings goals directly from their iPhone. The app also offers personalized recommendations on how much users should save each week based on their spending patterns, making it easier to achieve their financial goals.
The Apple Card savings account’s fee structure is another reason to consider it. There are no fees associated with the account, making it a more affordable option for users looking for a low-cost savings account. This means no monthly maintenance fees, minimum balance requirements, or transaction fees, reducing the cost of saving money.
Apple has also implemented several security measures to ensure the safety of the savings account. The account is FDIC-insured up to $250,000, meaning that deposits are protected in the event of bank failure. Additionally, the account is protected by two-factor authentication and Face ID or Touch ID, ensuring that only the account holder can access the funds.
The Apple Card savings account offers users a high-yield savings account with a competitive interest rate, seamless integration with the Wallet app on the iPhone, no fees, and robust security features. The savings account is an excellent option for Apple Card users looking to save money in a more efficient and convenient way while promoting financial wellness.
by Patrix |
I’ve been playing with my new iPhone 14 Pro for about a week now and I love it! The photos are spectacular and the video is astonishingly good.
I’m beginning to determine which accessories I will need to assemble for mobile photography and videography with this most impressive iPhone. I bought the 256GB iPhone 14 Pro since is the storage I’ve always chosen for my past 3 iPhones and it was more than adequate. However, with the new 48 megapixel camera and the ability to shoot in Apple RAW and ProRes, I realize that I will be able to gobble up that 256GB capacity very quickly while traveling. So, I started exploring how I could easily offload photos and videos onto external storage while on the road. It turn out that this is not as simple as I’d hoped.
The obstacles I discovered are a due to 2 factors:
- Apple chose to keep the Lightening port in the iPhone 14 Pro instead of upgrading to a USB C port. Most of the major SSD makers are using USB C ports for faster data transfer.
- The iPhone 14 Pro apparently cannot provide sufficient power for most of the large (1TB or higher) SSD storage options.
A Good Solution
After a few days of exploring and testing, I have found a good solution for my travel needs. This solution requires the following items:
Note: I am an Amazon Affiliate and these links help support this website.
Here’s what the setup looks like:
This is a light-weight solution that works well with my mobile/travel photography and videography. The data transfer rate is not as high as it would be if the iPhone 14 Pro had a native USB C port, but it is faster than using AirDrop (which I have found to be a bit flaky at times). Also, AirDrop requires another device (iPad or MacBook) to transfer the data.
I will be experimenting with doing some editing (both photo and video) directly from files on the SSD. I will report back here once this exploration is complete.
by Patrix |
I generally keep my iPhones for 2-3 years, depending on what new features are offered. The new iPhone Pro, which will be announced in September, has me thinking again about whether to upgrade or not.
To help with my decision, I’ve listed what new features I can expect for the iPhone 14 Pro. These include some new features introduced in the iPhone 13 Pro last year.
- Camera Upgrade: This is a biggy for me. I’ve slowly sold off my higher end camera equipment in favor of my iPhone’s camera and occasionally my small Sony rx100 vii. The iPhone 14 Pro will give me a 48-megapixel Wide lens and support for 8K video on the rear camera. The front camera will me upgraded with autofocus, increased optical zoom, image stabilization, Macro capabilities, Cinematic mode, ProRes video, and more.
- Newer, faster A16 Chip: The iPhone 12 Pro chip ain’t too shabby, but the A15 chip in the iPhone 13 Pro is 20% faster! The new A16 chip in the iPhone 14 Pro will be even faster!
- Longer Battery Life: The battery life in the iPhone 12 Pro for video playback is 17 hours. The iPhone 13 Pro comes in at 22 hours. The iPhone 14 Pro will have an even larger battery capacity.
- Brighter Display: The iPhone 14 Pro will have up to 200 nits higher peak brightness than the iPhone 12 Pro.
- Higher Modem and WiFi Performance: The iPhone 14 Pro will come with WiFi 6E, allowing for connection to 6GHz WiFi networks. Also, the iPhone 14 Pro will use the newer Snapdragon X65 modem for even faster 5G performance.
- Notch to Pill: Oh, and then there’s the Pill. I’m tired of that damn notch. So a pill-shaped cutout for sensors and front camera will be a welcomed change.
There are of course more upgrades, like ProMotion, Always-on display, larger storage options, and more. Overall, it looks like I’ll be getting the new iPhone 14 Pro in September.
by Patrix |
Several online sources have confirmed that Apple will hold an event on Wednesday, September 7, at which the iPhone 14 will be unveiled.
This is a departure from Apple’s typical Tuesday iPhone events. This is likely due to Labor Day falling on that Monday.
It is still unknown whether IOS 16 will be ready to release at the September event. This week, Apple released the 6th beta of IOS 16 which included mostly bug fixes and minor maintenance improvements.
(Image credit: Front Page Tech / Ian Zelbo)
by Patrix |
There’s a new digital currency just out that has some very interesting aspects.
It’s the first crypto currency that can be mined on your phone. That’s right, you can earn Pi now by adding the app to your phone (iPhone and Android) and letting it run. The other astonishing thing about Pi is that it is very energy efficient and will not drain your phone’s battery.
You can start earning Pi coins now by going to this link Pi Network, download the app, and use “pkamm” for your invitation code.